If you’re having trouble getting a mortgage – you’re not the only IT contractor having difficulties!

It’s estimated that 25% of mortgage requests are turned down. Even if you can easily afford the mortgage, you could be turned down because you can’t provide the required evidence– such as 3 years’ accounts or P60s -- a common situation among the contractor / consultant community.

And if you are turned down by one lender, a second lender might then turn you down just because their credit check will show you were turned down elsewhere.

Our aim is to recommend what you are able to do in your personal situation thereby increasing the chance of acceptance.

If a flexible mortgage is important to you, we can tailor mortgages to meet your changing contract circumstances. So you can increase payments or pay lump sums when cash-flow is good and reduce payments or take payment holidays when your contract work gets a bit thin on the ground.

Our aim is to help you get the mortgage that’s right for you by considering your unique contractor needs. By helping you prepare your case, we give you the best choice - and provide help and information every step of the way.

Who are we?

IT contractor Mortgages is a specialist mortgage company providing mortgages to the IT contractor community.  We have been trading in the Mortgage Brokering business since 1995 and currently help our customers borrow £80 - £100 million pounds of mortgages each year.

Our mortgage advisors are independent. This is important because it means we are not tied to any one mortgage lender, our advice is impartial.

So we can choose from hundreds of lenders to make sure we find the mortgage that’s right for you. And, because of our relationship with these lenders, we have access to many special deals.

Of course, you are under no obligation to take up any of the mortgage deals we propose. But you’ve nothing to lose by finding out what we have to offer.

it-contractor-mortgages  is the trading name of Avoncourt Mortgages Ltd, registered in England No. 3097311. Registered Office is at Northgate House,Devizes,Wilts.SN10 1JX: 01380 732611.Head Office Address is 260,North Street,Bedminster,Bristol,BS3 1JA. 0117 907 7477. Avoncourt Mortgages Ltd is authorised and regulated by the Financial Services Authority (FSA reg. 301621). The FSA does not regulate credit cards, personal loans or non regulated mortgage contracts. The FSA will regulate general insurance from 14 January 2005