{"id":21,"date":"2015-05-27T09:43:53","date_gmt":"2015-05-27T08:43:53","guid":{"rendered":"https:\/\/www.it-contractor-mortgages.co.uk\/?page_id=21"},"modified":"2020-12-01T13:07:06","modified_gmt":"2020-12-01T13:07:06","slug":"about-us","status":"publish","type":"page","link":"https:\/\/www.it-contractor-mortgages.co.uk\/about-us","title":{"rendered":"About Us"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row full_width=&#8221;stretch_row&#8221; css=&#8221;.vc_custom_1434968251977{margin-bottom: 0px !important;padding-top: 80px !important;padding-bottom: 80px !important;background-color: #4b60ac !important;}&#8221; el_class=&#8221;white-text&#8221;][vc_column][vc_row_inner][vc_column_inner][vc_column_text]<\/p>\n<h1 style=\"text-align: center;\">How can IT Contractor Mortgages help you?<\/h1>\n<h2 style=\"text-align: center;\">Specialist Providers of mortgage solutions to the UK IT Contractor Community.<\/h2>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner][vc_column_text css=&#8221;.vc_custom_1434968528420{padding-bottom: 35px !important;}&#8221;]<\/p>\n<h3 style=\"text-align: center;\">\u00a0If you&#8217;re having trouble getting a mortgage &#8211; you&#8217;re not the only IT contractor having difficulties!<\/h3>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner][vc_separator color=&#8221;white&#8221; el_width=&#8221;80&#8243;][\/vc_column_inner][\/vc_row_inner][vc_row_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_column_text]<\/p>\n<p style=\"text-align: justify;\">According to moneymagpie.com &#8220;It&#8217;s estimated that 25% of mortgage requests are turned down.&#8221; Even if you can easily afford the mortgage, you could be turned down because you can&#8217;t provide the required evidence &#8211; such as 3 years&#8217; accounts or P60s &#8212; a common situation among the contractor \/ consultant community.<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_column_text]<\/p>\n<p style=\"text-align: justify;\">And if you are turned down by one lender, a second lender might then turn you down just because their credit check will show you were turned down elsewhere.<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_separator color=&#8221;white&#8221; el_width=&#8221;80&#8243;][vc_row_inner][vc_column_inner][vc_column_text]We can help you with the following types of mortgage services:<\/p>\n<ul>\n<li>Residential and BTL purchases and remortgages<\/li>\n<li>Capital raising for any legal purpose<\/li>\n<li>Lifetime and Equity Release<\/li>\n<li>Commercial and semi commercial lending<\/li>\n<li>Both open and closed bridging<\/li>\n<li>New build and self-build<\/li>\n<li>And these will in the main be with High Street lenders, covering the full spectrum of fixed, tracker, capped or discounted rates available.<\/li>\n<li>Finally through our trusted partner arrangements we can access second charge lenders and more complex and specialist lending as required.<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; parallax=&#8221;content-moving-fade&#8221; parallax_image=&#8221;185&#8243; css=&#8221;.vc_custom_1434978173473{margin-bottom: 0px !important;padding-top: 80px !important;padding-bottom: 80px !important;background-position: center;background-repeat: no-repeat !important;background-size: cover !important;}&#8221;][vc_column][vc_column_text css=&#8221;.vc_custom_1434970595550{padding-bottom: 30px !important;}&#8221;]<\/p>\n<h1 style=\"text-align: center;\">Our aim is:<\/h1>\n<p>[\/vc_column_text][\/vc_column][vc_column width=&#8221;2\/3&#8243;][vc_column_text]<\/p>\n<p style=\"text-align: justify;\">To recommend what you are able to do in your personal situation thereby increasing the chance of acceptance.<\/p>\n<p style=\"text-align: justify;\">If a flexible mortgage is important to you, we can tailor mortgages to meet your changing contract circumstances. So you can increase payments or pay lump sums when cash-flow is good and reduce payments or take payment holidays when your contract work gets a bit thin on the ground.<\/p>\n<p>[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/3&#8243;][\/vc_column][vc_column][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; css=&#8221;.vc_custom_1434974864723{margin-bottom: 0px !important;padding-top: 80px !important;padding-bottom: 80px !important;background-color: #8796d1 !important;}&#8221; el_class=&#8221;white-text&#8221;][vc_column][vc_column_text]<\/p>\n<h2 style=\"text-align: center;\">Who are we?<\/h2>\n<p style=\"text-align: justify;\">IT contractor Mortgages is a specialist mortgage brokerage providing mortgage advice to the IT contractor community. We have been advising in the Mortgage market since 1995 and currently help our customers borrow \u00a380 &#8211; \u00a3100 million pounds of mortgages each year.<\/p>\n<p style=\"text-align: justify;\">Our mortgage advisors are comprehensive. This is important because it means we are not tied to any one mortgage lender, our advice is impartial.<\/p>\n<p style=\"text-align: justify;\">So we can choose from hundreds of lenders to make sure we find the mortgage that&#8217;s right for you. And, because of our relationship with these lenders, we have access to many special deals.<\/p>\n<p style=\"text-align: justify;\">it-contractor-mortgages is an introducer to Y-not Finance Limited is authorised and regulated by the Financial Conduct Authority (FCA) number 536901. Your home could be at risk if you do not keep up repayments on a mortgage, or any debt secured on it. Trading address Birch View, 53 Casterbridge Road, Ferndown, Dorset BH22 8LJ.<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row full_width=&#8221;stretch_row&#8221; css=&#8221;.vc_custom_1434968251977{margin-bottom: 0px !important;padding-top: 80px !important;padding-bottom: 80px !important;background-color: #4b60ac !important;}&#8221; el_class=&#8221;white-text&#8221;][vc_column][vc_row_inner][vc_column_inner][vc_column_text] How can IT Contractor Mortgages help you? Specialist Providers of mortgage solutions to the UK IT Contractor Community. [\/vc_column_text][\/vc_column_inner][vc_column_inner][vc_column_text css=&#8221;.vc_custom_1434968528420{padding-bottom: 35px !important;}&#8221;] \u00a0If you&#8217;re having trouble getting a mortgage &#8211; you&#8217;re not the only IT contractor having difficulties! [\/vc_column_text][\/vc_column_inner][vc_column_inner][vc_separator color=&#8221;white&#8221; el_width=&#8221;80&#8243;][\/vc_column_inner][\/vc_row_inner][vc_row_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_column_text] According to moneymagpie.com &#8220;It&#8217;s estimated that 25% of mortgage requests are turned down.&#8221; Even if you can easily afford the mortgage, you could be turned down because you can&#8217;t provide the required evidence &#8211; such as 3 years&#8217; accounts or P60s &#8212; a common situation among the contractor \/ consultant community. [\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_column_text] And if you are turned down by one lender, a second lender might then turn you down just because their credit check will show you were turned down elsewhere. [\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_separator color=&#8221;white&#8221; el_width=&#8221;80&#8243;][vc_row_inner][vc_column_inner][vc_column_text]We can &hellip; <a class=\"readmore\" href=\"https:\/\/www.it-contractor-mortgages.co.uk\/about-us\">Continue reading <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>About Us | Mortgages For IT Contractors | IT Contractor Mortgages<\/title>\n<meta name=\"description\" content=\"IT Contractor Mortgages, Specialise in providing mortgage solutions to the IT Contractor Community.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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