How can IT Contractor Mortgages help you?

Specialist Providers of mortgage solutions to the UK IT Contractor Community.

 If you’re having trouble getting a mortgage – you’re not the only IT contractor having difficulties!

According to “It’s estimated that 25% of mortgage requests are turned down.” Even if you can easily afford the mortgage, you could be turned down because you can’t provide the required evidence – such as 3 years’ accounts or P60s — a common situation among the contractor / consultant community.

And if you are turned down by one lender, a second lender might then turn you down just because their credit check will show you were turned down elsewhere.

We can help you with the following types of mortgage services:

  • Residential and BTL purchases and remortgages
  • Capital raising for any legal purpose
  • Lifetime and Equity Release
  • Commercial and semi commercial lending
  • Both open and closed bridging
  • New build and self-build
  • And these will in the main be with High Street lenders, covering the full spectrum of fixed, tracker, capped or discounted rates available.
  • Finally through our trusted partner arrangements we can access second charge lenders and more complex and specialist lending as required.

Our aim is:

To recommend what you are able to do in your personal situation thereby increasing the chance of acceptance.

If a flexible mortgage is important to you, we can tailor mortgages to meet your changing contract circumstances. So you can increase payments or pay lump sums when cash-flow is good and reduce payments or take payment holidays when your contract work gets a bit thin on the ground.

Who are we?

IT contractor Mortgages is a specialist mortgage brokerage providing mortgage advice to the IT contractor community. We have been advising in the Mortgage market since 1995 and currently help our customers borrow £80 – £100 million pounds of mortgages each year.

Our mortgage advisors are comprehensive. This is important because it means we are not tied to any one mortgage lender, our advice is impartial.

So we can choose from hundreds of lenders to make sure we find the mortgage that’s right for you. And, because of our relationship with these lenders, we have access to many special deals.

it-contractor-mortgages is an introducer to Y-not Finance Limited is authorised and regulated by the Financial Conduct Authority (FCA) number 536901. Your home could be at risk if you do not keep up repayments on a mortgage, or any debt secured on it. Trading address Birch View, 53 Casterbridge Road, Ferndown, Dorset BH22 8LJ.